BonusRoam

RedotPay vs Krak Crypto Card Offers

RedotPay is a card-fee discount; Krak is a small welcome reward for verifying, topping up and sending money. Both are crypto-linked products, so the decision should start with whether you actually need that kind of account.

Quick verdict

Use RedotPay if you already planned to buy a virtual or physical card and want the 20% discount. Use Krak if you live where its invite runs and can verify, top up the equivalent of US$10 and send money without extra cost.

Side-by-side

FactorRedotPay logoRedotPayKrak logoKrak
Reward20% offUS$2 or more
Quick answerUse the matching promo code: Virtual card: getquids; Physical card: getquidsp for the RedotPay offer. New eligible customers can get 20% off after meeting the requirement: 20% off card application fee: use getquids for virtual or getquidsp for physical. Last verified 2026-10-24.Use code @jimm for the Krak offer. New eligible customers can get US$2 or more after meeting the requirement: Outside the EEA: verify to Intermediate, top up the equivalent of US$10 in cash and send money as the app asks. Last verified 2026-10-24.
Best forReducing RedotPay card application costA US$2+ welcome reward for light account activity
Bonus triggerUse the matching virtual or physical card promo code at checkoutVerify to Intermediate, top up the equivalent of US$10 in cash and send money as the app asks
Main riskStill paying a card fee and using a crypto-linked productSmall reward, country exclusions (UK, Singapore, Austria, Turkey; not offered in Australia) and a separate EEA card invite
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RedotPay logo

Provider

RedotPay

20% off
RedotPay virtual and physical card artwork

Use BonusRoam partner codes on RedotPay: promo code getquids takes 20% off a virtual card and getquidsp takes 20% off a physical card. Standard application fees are $10 for virtual and $100 for physical before the discount. Other card fees: 1.2% on non-USD transactions, 1% on crypto conversion, 2% on ATM withdrawals (3% above $10,000 a month) and $0.50 per declined payment after 3 free declines a month. Region support and crypto-card risks still apply.

Requirement: 20% off card application fee: use getquids for virtual or getquidsp for physical

Easy5-10 minutesPayout Discount applied during card application checkout

Verified 24 October 2026

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Krak logo

Provider

Krak

US$2 or more
Krak World Elite debit card artwork

Join Krak with Kraktag @jimm. Outside the EEA, verify to Intermediate, top up the equivalent of US$10 in cash and send money as the app asks; the reward is US$2 or more, paid within 30 days of Krak confirming eligibility, and the invite page shows "Get $10". Krak's referral terms exclude the UK, Singapore, Austria and Turkey, and Krak isn't offered in Australia. In the EEA, a separate card invite asks for a physical card and the card purchases the app shows within 90 days, paid in euros within 14 days.

Requirement: Outside the EEA: verify to Intermediate, top up the equivalent of US$10 in cash and send money as the app asks

Medium10-15 minutesPayout Within 30 days of eligibility (worldwide invite) or 14 days (EEA card invite)

Verified 24 October 2026

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Related reviews

RedotPay

RedotPay Card Review: Is the $8 Virtual or $80 Physical Crypto Card Worth It?

A capable way to spend stablecoins, with two costs to price in. With our codes the virtual card costs $8 instead of $10 and the physical card $80 instead of $100, both one-off, with no monthly or annual fee. Every purchase paid from crypto then costs 1% for the conversion, plus 1.2% when you pay in a currency other than US dollars, so $500 a month of euro or baht spending comes to about $132 a year in fees. RedotPay is a custodial app, not a bank: it can restrict an account while it asks for source-of-funds documents, and that is the complaint users raise most. Get the virtual card for online spending and Apple Pay or Google Pay; pay $80 for the physical card only if you need ATMs or chip-and-PIN.

Krak

Krak Review: Kraken's Money App, Its Up-to-2% Card and What the Invite Pays

Krak is a well-built app for holding, sending and spending money, and the invite costs next to nothing: in most countries outside the UK and the EEA you verify your identity, top up the equivalent of US$10 by bank transfer and send money as the app asks, and our invite page advertises US$10 for it (Krak's terms promise at least US$2). In the EEA the invite is card-based instead. The card is where the lasting value sits, but only once you hold a balance: after the welcome period an EEA cardholder needs €1,000 across Kraken's platforms for 1% back, and a US cardholder US$1,000. Our call: join through the invite if you will use Krak to send money or want a no-fee card, keep the balance to what you spend, and expect a compliance check after your first deposit, because accounts locked at that point are the commonest complaint.

FAQ

Is RedotPay or Krak better?
RedotPay is better if you already wanted that card and just need the discount. Krak suits you only if its invite covers your country and the top-up and transfer fit what you already do.
Are these bank cards like normal UK debit cards?
No. They are crypto-linked products. Check custody, wallet, fee, exchange-rate and tax implications before using them.