
Hyperbeat Pay Referral Code GETQUIDS: Self-Custodial Visa Card with Crypto Credit (No Sign-up Bonus)
Open a Hyperbeat Liquid Bank account with code GETQUIDS for a free virtual Visa card that spends your dollar balance, or borrows against BTC, ETH, SOL or HYPE without selling. There is no sign-up bonus; everyday cashback runs from 0.2% to 1%, paid in WHYPE.
Read our full assessment →Quick answer
Use code GETQUIDS for the Hyperbeat offer. New eligible customers can get 0.2%–1% cashback after meeting the requirement: Sign up with code GETQUIDS and pass identity checks; no minimum deposit or spend. Last verified 2026-10-31.
- Reward
- 0.2%–1% cashback
- Referral code
GETQUIDS- Last verified
- 2026-10-31
- Difficulty
- Medium
- Time to claim
- 10 minutes to sign up and verify; card issued in the app straight after approval
- Time to payout
- No sign-up bonus to pay out. Card cashback (0.2%–1% for everyday users) lands in your account as WHYPE once each purchase clears, which takes up to 48 hours.
GETQUIDSAd / referral links — we may earn a bonus when you sign up.
How to claim
- Tap Claim on this page. It opens Hyperbeat's sign-up page with code GETQUIDS saved in your browser.
- Sign up with your email in that same browser. If the form shows a referral-code box, check it reads GETQUIDS before you continue.
- Create your passkey. It is the only key to your account, so keep the email you used: it is your recovery route.
- Tap Verify identity and upload a passport or national ID plus a selfie; some countries also need proof of address from the last three months. Approval usually takes a few minutes.
- Issue a virtual card in the Cards section and add it to Apple Pay or Google Wallet.
- Fund your account with crypto, or with a bank transfer (USD by ACH or Fedwire, EUR by SEPA), then tap Sign to finalize on the deposit.
- Leave the card in Cash mode for everyday spending. Switch to Credit mode only if you want to borrow against crypto and understand the liquidation rules.
Eligibility & requirements
- There is no sign-up bonus, cash or credit for joining with code GETQUIDS. You get the same cashback as everyone else.
- Use Claim on this page and sign up in the same browser, so the code attaches to your account.
- You must live in a supported country: Hyperbeat lists about 50, including Europe, Hong Kong, Japan, Singapore, Australia, the UAE, Nigeria, Mexico and Brazil, plus 35 US states. India, Indonesia, Turkey, Vietnam, mainland China and sanctioned countries are excluded, and the UK is not on the list.
- Identity verification needs a passport or national ID and a liveness selfie; proof of address may be required.
- Credit mode is a loan: interest starts the moment you spend, there is no grace period, and collateral is liquidated if your loan reaches 62.5% of its value.
- Some merchant types are blocked, including fuel pumps, jewellers, gambling, money transfers and other cash-like payments.
- Using cards to farm free trials or promotions gets them revoked without notice.
Verification notes
- Minimum spend/deposit
- Sign up with code GETQUIDS and pass identity checks; no minimum deposit or spend
- Last verified
- 31 October 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Free virtual Visa cards, up to 20, with Apple Pay and Google Wallet.
- Self-custodial: your balance sits in a smart wallet controlled by your passkey, which you can export to another wallet app.
- Credit mode lets you spend against BTC, ETH, SOL, HYPE or gold without selling it.
- 0.2% cashback on every purchase, rising to 1% if you hold $10,000 and spend $10,000 a month; active Hyperliquid traders can earn 3%–12% on capped spend.
- A published foreign-exchange fee of 0.4%–1% on non-USD purchases.
- USD account details (ACH and Fedwire) and a EUR IBAN for bank deposits in many countries.
Watch out for
- No sign-up bonus for joining with a code.
- Cashback is paid in WHYPE, a crypto token, so its value moves with the HYPE price.
- Credit mode has no interest-free period and can liquidate your collateral with a 12.68% penalty on crypto.
- Balances are crypto, not bank deposits: no deposit insurance on your USD or USD+ balance.
- Virtual cards only for now; the physical card is still coming soon.
- The card terms allow foreign-exchange and cross-border fees of up to 3% each, above the 0.4%–1% the help centre quotes.
- Not available to UK residents, and the iOS app isn't in the UK App Store.
FAQ
- What Hyperbeat referral code should I use?
- GETQUIDS. Tap Claim on this page so the code is saved, and check it reads GETQUIDS if sign-up shows a referral-code box.
- Do I get a bonus for joining with a code?
- No. Hyperbeat ended its referee sign-up bonus in August 2026. Joining with GETQUIDS costs you nothing and you keep all of your own cashback.
- What is the difference between Cash mode and Credit mode?
- Cash mode spends the dollars in your account, with no interest. Credit mode borrows dollars against crypto you hold, such as BTC (up to 50% of its value) or USD+ (up to 75%). Interest accrues from the moment you spend, and the loan is repaid only from your USD balance.
- When does Credit mode liquidate my crypto?
- When your loan reaches 62.5% of your collateral's value (91.5% for USD+). Liquidators then repay part of the debt and take that value of your collateral plus a 12.68% bonus (2.62% on USD+). Borrowing well below the limit leaves room for prices to fall.
- How much cashback will I actually earn?
- 0.2% on everything. Each of four boosters adds 0.2%: holding $1,000 or $10,000 in USD or USD+, and spending $1,000 or $10,000 in the last 30 days. Holding $2,500 and spending $1,200 a month gives 0.6%, about $7.20. It is paid in WHYPE.
- Can Hyperbeat freeze my money?
- Hyperbeat says it can't: the wallet is self-custodial and only your passkey moves funds, and you can recover it by email or export it to a wallet app such as MetaMask. Hyperbeat can still revoke cards and close your access to its app.
- Can I use Hyperbeat Pay in the UK?
- No. The UK isn't a supported card country, bank accounts aren't offered to UK residents, and the iOS app isn't in the UK App Store.
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Added 31 October 2026 · Last updated 31 October 2026. Offers and terms change frequently - always confirm on the provider's site before applying.