What Plasma One invite code should I use?

Use invite code GQUIDS when signing up for Plasma One to get immediate access without a waitlist.

How much cashback does Plasma One offer?

Lite gives 2% base cashback. Core gives 3% on the first $1,000 of spend a month, then 2%, 1% and 0.25%, plus 5% AI cashback on up to $500 of AI purchases a month. Platinum gives 4% on the first $3,000, then 3%, 2% and 1%, plus 10% AI cashback. Cashback is paid in XPL or Spending Credit, not cash.

What are the membership tier benefits?

Lite tier ($0 card cost): 2% base cashback. Core tier ($199 a year or 20,000 XPL locked): banded cashback from 3%, 5% AI cashback on up to $500 a month, ChatGPT Go subscription, reduced fees, up to 2 free virtual cards. Platinum tier (100,000 XPL locked for 12 months, no early unlock): banded cashback from 4%, 10% AI cashback, Claude Pro + ChatGPT Plus subscriptions, up to $600/year flight cashback, no added fees, VIP support, up to 3 free virtual cards.

Can I earn yield on my Plasma One balance?

Yes, Plasma One offers up to 6% yield on your idle balance. The exact yield rate is variable and subject to change according to their current terms.

What does self-custodial mean?

Self-custodial means only you hold the private keys to your wallet. Plasma One cannot access or recover your funds. This gives you full control, but also full responsibility—if you lose your keys, you permanently lose access to your funds.

Is Plasma One available in the UK?

Yes, Plasma One supports GBP among other currencies (USD, EUR) and the Visa card is accepted in over 180 countries. Your local currency converts to dollar-based stablecoins on the platform.

Is Plasma One safe to use?

Plasma One offers self-custodial security where you control your keys, with features like instant card freezing and 24/7 support. However, it's not a bank and stablecoin balances are not FDIC-insured. Consider the risks of crypto-linked products including custody, de-pegging, and regulatory risks.

What Boosts or promo cashback is Plasma One running?

Boosts rotate inside Rewards → Boosts in the Plasma One app. A dated snapshot of the Sep 2026 season (travel, Apple, Amazon, eBay, Dyson, groceries, Starbucks, and more) is in the [Plasma One Boosts Sep 2026 snapshot](/guides/plasma-one-boosts-september-2026). Rates, caps, and countdowns change; live app terms control.

Plasma One Visa Card: Up to 4% Cashback + Yield

Join Plasma One with invite code GQUIDS for immediate access. Base cashback runs up to 4%: Lite 2%; Core 3% on the first $1,000 a month, then 2%, 1% and 0.25%; Platinum 4% on the first $3,000, then 3%, 2% and 1%. Cashback is paid in XPL or Spending Credit, not cash, and AI purchases earn up to 10% extra. Referred users also get one-off Spend Bonuses paid as Spending Credit. The self-custodial Visa card is backed by your stablecoins as collateral at 0% APR and accepted in over 180 countries, with up to 6% yield on balances and ChatGPT and Claude subscriptions at higher tiers.

Read our full assessment →

Quick answer

Use code GQUIDS for the Plasma One offer. New eligible customers can get Up to 4% cashback + 6% yield after meeting the requirement: Must use invite code GQUIDS during Plasma One sign-up for immediate access.. Last verified 2026-10-24.

Reward: Up to 4% cashback + 6% yield
Referral code: GQUIDS
Last verified: 2026-10-24

Difficulty: Medium
Time to claim: 10-20 minutes
Time to payout: Cashback paid in XPL or Spending Credit after eligible purchases

Get Up to 4% cashback + 6% yield ->Referral code: GQUIDS

Ad / referral links — we may earn a bonus when you sign up.

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How to claim

Download Plasma One using the link above: it opens the App Store on iPhone (iOS 16.4+) and Google Play on Android.
Create your Plasma One account and enter invite code GQUIDS during sign-up for immediate access—no waitlist.
Complete KYC verification through Sumsub, including identity and address verification.
Set up your self-custodial wallet with on-device key generation—only you will hold the private keys.
Order your Plasma One Visa card (virtual and/or physical) to start earning cashback.
Start on Lite (2% base cashback), or join Core ($199 a year or 20,000 XPL locked) or Platinum (100,000 XPL locked for 12 months, no early unlock).
Make eligible purchases to earn cashback, yield on balance (up to 6%), and unlock higher membership tiers with premium perks.

Eligibility & requirements

Must use invite code GQUIDS during Plasma One sign-up for immediate access.
Requires an iPhone with iOS 16.4 or later, or an Android phone via Google Play.
Must complete KYC verification through Sumsub, including identity and address checks.
Three membership tiers: Lite (2% base cashback); Core, $199 a year or 20,000 XPL locked (3% on the first $1,000 a month, then 2%, 1% and 0.25%, plus 5% AI cashback on up to $500 of AI purchases a month); Platinum, a 100,000 XPL lock for 12 months with no early unlock (4% on the first $3,000 a month, then 3%, 2% and 1%, plus 10% AI cashback and up to $600/year flight cashback).
Cashback is paid in XPL or Spending Credit, not cash.
Referred users get one-off Spend Bonuses paid as Spending Credit; the amounts are in the in-app Help Center.
Cashback rates and tier benefits are variable and subject to change per Plasma One's terms.
As a self-custodial wallet, you are solely responsible for securing your private keys—losing them means losing access to your funds.
Card accepted in over 180 countries; supported currencies include USD, EUR, GBP, with local currency conversion to dollar-based stablecoins.
Plasma One is not a bank; stablecoin balances are not bank deposits and not FDIC-insured.
Stablecoin and crypto-linked products involve custody risk, token exposure, potential conversion fees, de-pegging risk, and tax considerations.

Verification notes

Last verified: 24 October 2026

Official source

Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.

Pros

Invite code GQUIDS provides immediate access—no waitlist.
Up to 4% base cashback on eligible card purchases: Lite 2%, with Core at 3% and Platinum at 4% on each tier's first monthly band.
Additional AI cashback: 5% on Core (on up to $500 of purchases a month) or 10% on Platinum.
Earn up to 6% yield on idle balance according to current terms.
Platinum tier includes ChatGPT Plus and Claude Pro subscriptions, plus up to $600/year flight cashback.
Core tier includes ChatGPT Go subscription and up to 2 free virtual cards.
Self-custodial wallet where only you control your private keys, not the platform.
Visa card backed by your stablecoins as collateral at 0% APR, accepted in over 180 countries.
Supports multiple currencies (USD, EUR, GBP) with conversion to dollar-based stablecoins.
Apple Wallet integration for easy mobile payments.
$0 transfers for peer-to-peer stablecoin transactions across borders.
Instant card freezing and account locking through in-app security controls.
24/7 customer support with priority/VIP support at higher tiers.
Withdraw to bank accounts or wallets anytime.

Watch out for

Self-custodial means you are fully responsible for securing your private keys; loss means permanent loss of funds.
Requires KYC verification through Sumsub, which some users have reported issues with during onboarding.
Not a bank—stablecoin balances are not bank deposits and not FDIC-insured.
All cashback rates, yield, and tier benefits are variable and subject to change without notice.
Core is $199 a year or 20,000 XPL locked; Platinum is a 100,000 XPL lock only, for 12 months, with no early unlock.
AI cashback benefits only apply to specific AI-related purchases.
Cashback is paid in XPL or Spending Credit, not cash.
Even with stablecoin focus, there are custody, platform, de-pegging, and regulatory risks.
Card fees, merchant restrictions, and exact eligibility need checking in the live app.
Local currency converts to dollar-based stablecoins, introducing FX exposure.

FAQ

What Plasma One invite code should I use?: Use invite code GQUIDS when signing up for Plasma One to get immediate access without a waitlist.
How much cashback does Plasma One offer?: Lite gives 2% base cashback. Core gives 3% on the first $1,000 of spend a month, then 2%, 1% and 0.25%, plus 5% AI cashback on up to $500 of AI purchases a month. Platinum gives 4% on the first $3,000, then 3%, 2% and 1%, plus 10% AI cashback. Cashback is paid in XPL or Spending Credit, not cash.
What are the membership tier benefits?: Lite tier ($0 card cost): 2% base cashback. Core tier ($199 a year or 20,000 XPL locked): banded cashback from 3%, 5% AI cashback on up to $500 a month, ChatGPT Go subscription, reduced fees, up to 2 free virtual cards. Platinum tier (100,000 XPL locked for 12 months, no early unlock): banded cashback from 4%, 10% AI cashback, Claude Pro + ChatGPT Plus subscriptions, up to $600/year flight cashback, no added fees, VIP support, up to 3 free virtual cards.
Can I earn yield on my Plasma One balance?: Yes, Plasma One offers up to 6% yield on your idle balance. The exact yield rate is variable and subject to change according to their current terms.
What does self-custodial mean?: Self-custodial means only you hold the private keys to your wallet. Plasma One cannot access or recover your funds. This gives you full control, but also full responsibility—if you lose your keys, you permanently lose access to your funds.
Is Plasma One available in the UK?: Yes, Plasma One supports GBP among other currencies (USD, EUR) and the Visa card is accepted in over 180 countries. Your local currency converts to dollar-based stablecoins on the platform.
Is Plasma One safe to use?: Plasma One offers self-custodial security where you control your keys, with features like instant card freezing and 24/7 support. However, it's not a bank and stablecoin balances are not FDIC-insured. Consider the risks of crypto-linked products including custody, de-pegging, and regulatory risks.
What Boosts or promo cashback is Plasma One running?: Boosts rotate inside Rewards → Boosts in the Plasma One app. A dated snapshot of the Sep 2026 season (travel, Apple, Amazon, eBay, Dyson, groceries, Starbucks, and more) is in the Plasma One Boosts Sep 2026 snapshot. Rates, caps, and countdowns change; live app terms control.

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Use BonusRoam partner codes on RedotPay: promo code getquids takes 20% off a virtual card and getquidsp takes 20% off a physical card. Standard application fees are $10 for virtual and $100 for physical before the discount. Other card fees: 1.2% on non-USD transactions, 1% on crypto conversion, 2% on ATM withdrawals (3% above $10,000 a month) and $0.50 per declined payment after 3 free declines a month. Region support and crypto-card risks still apply.

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Medium15-30 minutes to open and verify; qualifying spend takes longerPayout $25, converted to FUSE at payout, paid to Savings 30 days after qualifying, after any review of up to 14 days

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